![]() “We decided that to subsidize some costs, why not make use of our spare space?”īut that doesn’t mean there aren’t financial challenges to living with others. “It helps us with our mortgage and paying off student loans,” Hastings says. They own their home and estimate they save $7,500 per year by living with a roommate. ![]() Just ask Josh Hastings, the founder of a personal finance blog, and his wife Lauren. Whatever the reason you share your bathroom and kitchen with roomies, it can translate into at least one positive thing: real savings. Maybe you love living with others, or maybe you see managing expenses with a roommate as a necessary evil until you’re ready to comfortably afford your own place. Figuring out how to equitably split the rent is one concern, but what about food, cleaning supplies, and other items that may be shared? Home Budget - Our original selection of home budget worksheets.Roommates aren’t just for college students, particularly in regions of the country with extremely high housing costs.Family Budget Planner A yearly budget planner, with the same categories as the household budget spreadsheet.Household Budget Spreadsheet (monthly) - More detailed and includes child expenses. ![]()
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